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Knowledge, Experience, Accessibility, and Family Owned

Kolinsky Wealth Management is a member of Retirement Plan Advisory Group (RPAG), a national alliance of accomplished advisors whose intelligence and ingenuity combine to create tangible value for sponsors and participants of qualified and non-qualified retirement plans.  Our alliance represents 370 members in 45 states, serving 21,000 plan sponsors with $86 Billion in collective assets under advisement.  We offer objectivity and attention of an independent investment advisor with strength and resources of a national leader.

As a member of RPAG, we are backed by an extensive team of retirement plan experts. RPAG provides KWM with CFAs, ERISA Specialists, Advisor Support, Fee Benchmarking Specialists, and Plan Consultants to help serve our plan sponsors.

Our services include:

  • Fee Benchmarking and Vendor Searches through our B3 Provider AnalysisSM
  • Independent Investment Due Diligence using the proprietary ScorecardSM System
  • Fiduciary Guidance, utilizing the Fiduciary Fitness ProgramTM
  • Target Date Fund Consulting
  • High-touch Participant Education delivering a roadmap to retirement

Case Studies – Corporate 401 (K) Plan

One of our clients has 100 employees covered under a 401(k) Plan and they were paying 0.20% for recordkeeping services. We recommended the client conduct a fee benchmarking. We requested proposals from 3 different 401(k) recordkeepers; including the current provider. After receiving the competitor’s proposals, the current recordkeeper cut their fee to 0.10%. With our help, the plan cut their recordkeeping costs in half and did not have the hassle of moving the plan to a new recordkeeper.

A corporation asked us to review their 401(k) investment options. Upon our review, we noticed that the mutual fund share classes being used had very high fees. We explained how this could expose the trustee to ERISA and Department of Labor issues. Acting as a fiduciary, we were able to find lower cost share classes for the same mutual funds, which resulted in lower fees for the plan participants.

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Learn more about our Corporate Retirement Plan Consulting

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