If there is a specific topic you would like me to cover please reach out at jkolinsky@kolinskywealth.com. I want this to be a community and would love to hear from…
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What is a fair rate of return? How long until I double my money? 1. A fair rate of return is typically anywhere between 5-7% over time depending on your…
The Impact of Inflation ? What Does it Mean? Inflation is the cost of goods going up over time! A dollar today is not worth the same as a dollar…
Life insurance is a policy that protects you and your family. The death benefit that you buy is entirely tax-free and goes to whomever you designate it to. The two…
What is Pay Yourself First ? Its mean prioritize yourself. Saving than lifestyle. Your top priority should be saving. Contribute to your 401(k) up to the full employer match or…
How much do I need to retire? There are many factors that go into calculating how much an individual needs to retire to maintain their current standard of living, but…
What is diversification? As many of us have heard, you are not supposed to have all of your eggs in one basket. A diversified portfolio is one that is customized…
An RMD or Required Minimum Distribution is the amount of money you have to withdraw from your account once you reach the age of 70 1/2. An IRA, SEP IRA,…
In this episode Jason and Chad discuss their favorite personal finance apps and how they utilize them for investments, credit, budgeting, saving, and much more! Tune in and give us…
Saving Can Control How ? The only thing that you can control is your savings. The market will do what the market is going to do, but as long as…
