Business owners have a lot on their plate. From day-to-day operations and bookkeeping to expanding their customer base and managing relationships, the typical owner is left with little time to handle important personal financial matters.
Still, even the most committed, passionate business owners want to retire comfortably one day. Given the intricacies involved in establishing and maintaining a qualified retirement plan, owners need to be certain they partner with a firm that possesses the necessary knowledge and experience.
Fortunately for our neighbors in Bergen, Orange, Rockland and Westchester Counties, Kolinsky Wealth Management has been providing these services for over 30 years. We work with the business owner, actuary, and CPA to provide the most suitable solution for each business owner’s specific retirement needs and goals.
About Small Business Retirement Plans
The most effective qualified retirement plans take a comprehensive approach. The utmost care and attention to detail must be invested into all stages of plan inception and maintenance, from design and administration to investment choices and distributions.
Failure to properly establish and maintain a plan could very well mean a business owner loses the tax benefits and retirement income that were so integral to their decision making.
Why Small Business Retirement Plans Matter
A qualified retirement plan requires preparation. With several moving parts, retirement plan consultants need to make sure all legalities are met and the plan works to the benefit of the owner. With substantial tax benefits to the owner and long-term financial stability at stake, qualified plans like 401(k)s and SEP IRAs are too important to leave neglected or ill-designed.
How We Can Help
At KWM, we leverage our experience and knowledge to design the most suitable and effective retirement plans possible. Our comprehensive approach takes all facets of retirement planning into account, providing you with a tax efficient, well-designed and goal-oriented solution.
At KWM, our CFP and retirement professionals, have the experience that only a decades of experience can provide. As a member of the Retirement Plan Advisory Group (RPAG), we value our objectivity, independence and commitment to offering the very best retirement plan solutions available.
Kolinsky Wealth Management is an independent advisory firm. Our sole focus is to provide unbiased, comprehensive financial guidance to the people of Bergen, Orange, Rockland and Westchester Counties. Our goal is to help you achieve a financially secure retirement.